Your Next Duty Station Is Birmingham.
Let's Make It Home.
Whether you're PCS'ing for the new Coast Guard training center or relocating on VA loan orders, Stokes & Co Realty helps military and Coast Guard families find the right home in Birmingham — backed by BAH insight, VA loan expertise, and a veteran-owned team that's made the move before.
See What Your Rank Qualifies For
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COAST GUARD BIRMINGHAM HOUSING & MILITARY RELOCATION
Your BAH Buys More Than You Think in Birmingham.
PCS'ing for the new Coast Guard training center at Birmingham-Southern, or moving on VA loan orders? Get your rank's BAH breakdown, VA loan options, and the neighborhoods that fit your commute — from a veteran-owned brokerage that's made the move before. Explore military housing near Birmingham-Southern and VA loan homes across the Birmingham, AL metro.

From One Service Member to Another
We've Made the PCS Move. We Get It.
Finding military housing near Birmingham-Southern is nothing like a normal home search — relocating on orders means tight timelines, a duty station you've never seen, and a housing allowance you need to make count. Stokes & Co Realty is a veteran-owned Birmingham brokerage built specifically to guide military and Coast Guard families through that process, from your first BAH question to the day you get your keys.
- 8 years, U.S. Air Force — Operation Desert Shield & Southern Watch
- Licensed Birmingham broker serving the full metro area and surrounding communities
- Author of Homeownership Unlocked, a VA homebuyer's guide written from experience, not theory
- Partnered with Birmingham's top VA-approved lenders — zero guesswork on financing
- We speak BAH — we know exactly what each rank qualifies for, in every Birmingham zip code
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $2,223 | $1,668 |
| E-2 | $2,223 | $1,668 |
| E-3 | $2,223 | $1,668 |
| E-4 | $2,223 | $1,668 |
| E-5 | $2,439 | $1,878 |
| E-6 | $2,532 | $2,031 |
| E-7 | $2,550 | $2,232 |
| E-8 | $2,559 | $2,463 |
| E-9 | $2,583 | $2,478 |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| CWO-2 | $2,556 | $2,460 |
| CWO-3 | $2,568 | $2,484 |
| CWO-4 | $2,598 | $2,520 |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,457 | $2,007 |
| O-1E | $2,553 | $2,436 |
| O-2 | $2,529 | $2,370 |
| O-2E | $2,562 | $2,472 |
| O-3 | $2,565 | $2,490 |
| O-3E | $2,613 | $2,517 |
| O-4 | $2,703 | $2,523 |
| O-5 | $2,826 | $2,535 |
| O-6 | $2,847 | $2,538 |
| O-7 | $2,865 | $2,556 |
Rates shown are 2026 DoD Basic Allowance for Housing figures for the Birmingham, AL Military Housing Area. Your exact entitlement can vary slightly by ZIP code — we'll confirm your precise number on your call. Source: DoD BAH schedule. Not affiliated with or endorsed by the Department of Defense.
2026 Basic Allowance for Housing
What Your Rank Qualifies For in Birmingham, AL
BAH in the Birmingham Military Housing Area covers every zip code in the metro, including neighborhoods near the new Coast Guard training center at Birmingham-Southern. Rates below are monthly, effective January 2026.
VA Loan Partner Program
Find VA Loan Homes in Birmingham, AL
With $0 Down.
Searching for VA loan homes in Birmingham, AL? We work hand-in-hand with Birmingham's top VA-approved lenders so your financing moves as fast as your orders do. No guesswork, no generic advice — just a plan built around your BAH, your timeline, and your VA loan entitlement.
- 0% down payment for eligible VA loan buyers
- No private mortgage insurance (PMI) required
- Competitive, capped VA closing costs
- Lenders experienced with PCS timelines and remote closings
- BAH counted toward your qualifying income by most VA lenders
Explore Birmingham Communities
From vibrant city neighborhoods to welcoming suburban communities, explore military housing near Birmingham-Southern and discover the places that make the Birmingham area a great place to call home. Explore each community to find the lifestyle that's right for you.










